DVC Points Per Night: Complete 2026 Chart for All Resorts

Every DVC resort has its own point chart dictating how many points you'll spend per night. Point requirements vary by room type, view category, season, and day of the week. This 2026 reference guide breaks down the numbers so you can estimate how many points you actually need for the vacations you want to take.

Understanding DVC's Seasonal Structure

Disney divides the calendar year into seasons that determine point costs. The naming conventions shifted in recent years, but the concept remains the same: travel during popular times costs more points.

• Adventure Season (lowest points): Early January through mid February, parts of August and September, early December before the holiday rush. These weeks offer the best value for point usage.
• Choice Season (moderate points): Most of spring and fall, late February through early March. Decent weather with manageable crowds.
• Premier Season (highest points): Spring break weeks, summer (mid June through early August), Thanksgiving week, and Christmas through New Year's. Expect to spend 40% to 60% more points per night compared to Adventure season.

Weekends (Friday and Saturday nights) typically cost 1 to 3 more points per night than weeknights at most resorts. This adds up over a week long stay.

Studio Point Requirements by Resort (Per Night)

Studios are the most popular room type for DVC owners because they use the fewest points while accommodating up to 4 or 5 guests. Here are approximate 2026 ranges:

Value Tier Resorts

• Old Key West (Standard View): 10 to 12 points (Adventure), 14 to 16 (Choice), 17 to 20 (Premier)
• Saratoga Springs (Standard View): 10 to 12 points (Adventure), 14 to 16 (Choice), 17 to 21 (Premier)
• Animal Kingdom Villas, Jambo (Standard): 11 to 13 points (Adventure), 15 to 17 (Choice), 20 to 24 (Premier)

Mid Tier Resorts

• BoardWalk Villas (Standard View): 12 to 14 points (Adventure), 16 to 18 (Choice), 21 to 26 (Premier)
• Beach Club Villas: 13 to 15 points (Adventure), 17 to 19 (Choice), 22 to 28 (Premier)
• Wilderness Lodge, Boulder Ridge: 12 to 14 points (Adventure), 16 to 18 (Choice), 21 to 26 (Premier)
• Copper Creek Villas: 13 to 16 points (Adventure), 18 to 21 (Choice), 24 to 30 (Premier)

Premium Tier Resorts

• Bay Lake Tower (Standard View): 14 to 16 points (Adventure), 18 to 21 (Choice), 24 to 28 (Premier)
• Bay Lake Tower (MK View): 18 to 20 points (Adventure), 24 to 27 (Choice), 30 to 38 (Premier)
• Grand Floridian (Standard): 16 to 19 points (Adventure), 21 to 25 (Choice), 28 to 35 (Premier)
• Polynesian (Standard View): 15 to 18 points (Adventure), 20 to 24 (Choice), 27 to 33 (Premier)
• Riviera (Standard Studio): 12 to 15 points (Adventure), 17 to 20 (Choice), 22 to 27 (Premier)

One Bedroom Villa Point Requirements (Per Night)

One bedroom villas add a full kitchen, washer/dryer, and separate bedroom with king bed. They're ideal for families wanting more space or longer stays where cooking saves money on dining.

• Old Key West: 18 to 22 (Adventure), 26 to 30 (Choice), 32 to 38 (Premier)
• Saratoga Springs: 18 to 22 (Adventure), 26 to 30 (Choice), 34 to 40 (Premier)
• Bay Lake Tower (Standard): 26 to 30 (Adventure), 34 to 40 (Choice), 44 to 54 (Premier)
• Grand Floridian: 30 to 35 (Adventure), 40 to 48 (Choice), 52 to 65 (Premier)
• Polynesian: 28 to 32 (Adventure), 37 to 44 (Choice), 48 to 60 (Premier)

Two Bedroom Villa Point Requirements (Per Night)

Two bedrooms sleep 8 to 9 guests and work well for multi family trips or large families. Point costs are substantial but when split between two families, the per person value is excellent.

• Old Key West: 26 to 32 (Adventure), 38 to 44 (Choice), 48 to 56 (Premier)
• Saratoga Springs: 26 to 32 (Adventure), 38 to 46 (Choice), 50 to 58 (Premier)
• Bay Lake Tower (Standard): 40 to 46 (Adventure), 52 to 62 (Choice), 68 to 84 (Premier)
• Grand Floridian: 46 to 54 (Adventure), 62 to 74 (Choice), 80 to 100 (Premier)

How Many Points Should You Buy?

Base your purchase on a "typical year" vacation. Here's a quick planning guide:

• One week studio, low season (value resort): 70 to 90 points
• One week studio, moderate season (mid tier): 110 to 140 points
• One week studio, high season (premium resort): 160 to 220 points
• One week one bedroom, moderate season: 180 to 280 points
• One week two bedroom, moderate season: 280 to 450 points
• Two trips per year (studios, mixed seasons): 200 to 300 points

Buy slightly more than your minimum need. Having 10 to 20 extra points gives you flexibility to upgrade a night or two, book a slightly better view, or add a weekend night without scrambling.

Banking and Borrowing

DVC allows you to bank unused points into the following use year (with advance notice) or borrow points from next year into the current year. This flexibility means your point count doesn't need to match every year perfectly. A 150 point contract can fund a 200 point trip if you bank from the prior year.

However, relying heavily on borrowing creates a "points debt" that limits future vacations. Buy enough for a comfortable annual vacation without constantly borrowing forward.

Strategies for Stretching Points

• Travel in Adventure season: Same room, 30% to 40% fewer points than Premier season
• Book weeknights only: Arrive Sunday, depart Friday to avoid premium weekend rates
• Choose standard views: Theme park views cost 20% to 40% more points than standard at the same resort
• Consider value resorts: Old Key West and Saratoga Springs use significantly fewer points than Bay Lake Tower or Grand Floridian
• Split resort stays: Book 4 nights at a premium resort and 3 nights at a value resort to balance experience and point efficiency

Point Charts and Resale Pricing

Resorts with higher point requirements per night tend to have higher resale prices per point. Bay Lake Tower at $155 to $175 per point costs more than Old Key West at $85 to $105, but you need fewer points per night at OKW. When budgeting, multiply your annual point need by the per point resale price to estimate your total purchase cost.

For a 150 point contract: Old Key West might cost $13,500 to $15,750, while Bay Lake Tower might cost $23,250 to $26,250. The more expensive resort gives you access to premium accommodations but at a premium buy in price.

Full official point charts update periodically and are available on the DVC member website. Before committing to a purchase, verify current requirements for your target resort and travel dates. For help understanding the financial side, see our financing guide and broker commission comparison.