What Happens After You Buy DVC Resale: Complete Timeline

You've found the perfect DVC resale contract and your offer was accepted. Now what? The journey from signed contract to booking your first vacation involves several steps over 60-90 days. Here's your complete timeline for 2026.

Week 1: Contract Execution

Once your offer is accepted, you'll receive a purchase agreement to sign. This document outlines the sale terms including price, points, use year, and any included banked or current-year points. Review everything carefully—this is your last chance to ensure the contract matches what you expected.

You'll also submit your deposit at this stage, typically held in escrow by the title company. Deposits usually range from $500 to 10% of purchase price.

Weeks 2-5: ROFR Period

Disney's Right of First Refusal is the most unpredictable part of the process. Once the contract is submitted to Disney, they have up to 30 days to decide whether to exercise ROFR and purchase the contract themselves.

During this period, you wait. There's nothing you can do to speed the process or influence Disney's decision. Most contracts pass ROFR, but Disney does exercise this right on approximately 10-15% of contracts, particularly those priced below market average.

If Disney waives ROFR, you proceed to closing. If they exercise ROFR, your deposit is returned, and you start searching for another contract.

Weeks 6-8: Closing Process

After passing ROFR, the title company handles the closing. You'll receive closing documents including:

• Warranty Deed - Transfers ownership to you
• Estoppel Certificate - Confirms seller's account status with Disney
• Closing Statement - Itemizes all costs and credits
• Title Insurance Policy - Protects your ownership

You'll wire your remaining balance (purchase price minus deposit, plus closing costs) to the title company. Some buyers opt for physical checks, which can add a few days to the timeline.

Once the title company receives funds and records the deed with Orange County, Florida, the sale is complete. You officially own DVC!

Weeks 8-10: Disney Account Setup

After closing, the title company notifies Disney of the ownership transfer. Disney then creates (or updates) your DVC membership account. This process typically takes 10-14 business days but can occasionally take longer.

You'll receive a welcome packet from Disney Vacation Club with your membership information. Shortly after, your points will appear in your online account, ready to use.

Week 10+: First Booking

Once points appear in your account, you can book immediately. If purchasing at your home resort, you can book up to 11 months in advance. For other DVC resorts, the 7-month booking window applies.

Log into the DVC member website, explore availability, and make your first reservation. The moment you see "Confirmed" on your booking is when the investment truly feels real.

Tips for a Smooth Process

• Stay patient - ROFR delays are normal and out of everyone's control
• Respond quickly - When closing documents arrive, sign and return promptly
• Have funds ready - Wire transfer setup can take a day or two if you haven't done one before
• Track your timeline - Ask your broker for estimated dates at each stage

What If Something Goes Wrong?

Occasionally, issues arise. The seller might have unpaid maintenance fees, or there could be title problems. A good broker and title company catch these issues and resolve them before closing. That's why working with experienced professionals matters.

If you're financing the purchase, add 1-2 weeks to the timeline for lender processing. Coordinate with your lender and title company to ensure funds arrive on schedule.

The Wait Is Worth It

While 60-90 days might seem long, remember that you're joining a vacation ownership that lasts decades. The patience required now leads to years of memorable Disney vacations at a fraction of retail cost. Welcome to the DVC family!