Complete DVC Owner Guide to Renting Points
As a DVC owner, your points represent real value that doesn't have to go unused. Renting points you can't use converts them to cash that can offset maintenance fees or fund other priorities. Here's everything you need to know.
Understanding Point Rentals
When you rent DVC points, you're essentially selling the vacation value of those points to someone else. You keep ownership; they get the reservation. The typical arrangement:
- Renter pays you cash (per point or lump sum)
- You use your points to book their reservation
- Renter checks in as your guest
- You retain full DVC membership and future points
Is Renting Allowed?
Yes. Disney's DVC contracts permit owners to rent their points. You're not transferring ownership—you're allowing someone to use your accommodation rights. This is fully within your member privileges.
Rental Options
Option 1: Rent Confirmed Reservations
Book a reservation yourself, then find a renter for that specific booking. Lower risk since you control the reservation; limited to renters who want those exact dates/resort.
Option 2: Rent Points (Book on Request)
List available points and book for renters based on their requests. More flexible; requires you to have booking capability when renters request.
Option 3: Use a Broker
Rental brokers handle marketing, renter communication, and payment processing. You provide points and booking; they handle everything else. Lower payouts but minimal effort.
Option 4: Owner-Direct Platforms
Platforms like DVC Request connect you directly with renters. Higher payouts than brokers with platform support for transactions.
What to Expect Financially
Typical Rental Rates (2025)
- Value/Off-peak: $16-18 per point
- Regular season: $18-20 per point
- Peak/Holiday: $20-23 per point
Covering Maintenance Fees
If your maintenance fee is $8 per point and you rent at $19 per point, you're covering fees and earning $11 per point profit. Renting your full annual allotment could generate significant income.
Broker Fees
Traditional brokers typically keep $3-5 per point as commission. Owner-direct platforms charge less, letting you keep more.
Step-by-Step Rental Process
Step 1: Determine Available Points
Check your DVC account for:
- Current year points
- Banked points and their expiration
- Borrowed points status
Step 2: Decide Rental Method
Choose between confirmed reservations, point rentals, or broker services based on your time availability and desired involvement level.
Step 3: Set Your Price
Research current market rates. Price competitively—too high and points go unused; too low leaves money on the table.
Step 4: Create Listing
List on your chosen platform. Include:
- Number of points available
- Home resort and booking windows
- Use year and expiration dates
- Price per point or total price
Step 5: Field Inquiries
Respond to renter questions promptly. Confirm you can accommodate their request before accepting payment.
Step 6: Collect Payment
Use secure payment methods. Platform services handle this securely. Avoid cash or personal checks from strangers.
Step 7: Book the Reservation
Once paid, book the reservation in your DVC account. Add the renter's name and contact information.
Step 8: Confirm Details
Send confirmation to the renter with:
- Confirmation number
- Check-in/check-out dates and times
- Resort and room type
- What's included (and what's not)
Protecting Yourself
Get Payment First
Never book before receiving full payment. Points committed to a reservation can't easily be recovered.
Use Written Agreements
Document terms in writing, including:
- Reservation details
- Payment amount and terms
- Cancellation policy (typically non-refundable)
- Each party's responsibilities
Verify Renter Identity
Know who you're renting to. Platform services help verify renters. For private rentals, at minimum get valid contact information.
Start Renting Today
Don't let unused points expire worthless. List your available points on DVC Request and start converting vacation points into cash that works for your current priorities.
