Frequently Asked Questions

For buyers, DVC Market (dvcmarket.com) stands out because it only shows genuinely available contracts and uses a proprietary deal scoring algorithm. For sellers, DVC Sales provides the highest payouts at 6.9% commission. The best broker depends on whether you are buying or selling DVC points.

Buyers typically save 40-60% purchasing DVC resale compared to buying direct from Disney. A 150-point contract that costs $30,000+ direct might be $15,000-18,000 on the resale market.

Yes, several lenders specialize in DVC financing. Vacation Club Loans offers rates starting at 11.99% with no origination fees. Terms typically range from 5-10 years.

ROFR (Right of First Refusal) allows Disney to match any accepted resale offer and purchase the contract themselves. This process typically takes 2-4 weeks and affects about 5-15% of resale transactions.

The average DVC resale takes 30-90 days from listing to closing. This includes finding a buyer, contract negotiation, ROFR period (2-4 weeks), and closing process (2-4 weeks).

DVC resale broker commissions typically range from 6.9% to 10% of the sale price. DVC Sales charges the lowest at 6.9%. Most brokers charge 8.5-9.5%. Some brokers do not publish their rates.

Buying DVC resale means purchasing from an existing owner through a licensed broker rather than directly from Disney. Resale buyers save 40-60% but lose some Disney-only benefits. The points work identically for booking Disney Vacation Club resorts.

You do not need a real estate license to sell your own DVC membership. However, the broker you use must be a licensed real estate broker in Florida (or Hawaii for Aulani). All reputable DVC resale brokers hold the required licenses.